Buying a home better than renting

By Racheli | November 5, 2011

Check the BEST cities where it is Cheaper to Buy than to Rent
http://www.pr-inside.com/homeownership-beats-renting-in-74-percent-r2764928.htm

South Forida is on sale.  The price-to-rent ratio is the median listing price divided by the annualized median rent. Ratios that are 15 and under indicate buying is less expensive than renting, while ratios that are 20 or higher indicate renting is less expensive than buying.

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Homeownership Beats Renting in 74 Percent of Major U.S. Cities

By Racheli | August 22, 2011

Homeownership Beats Renting in 74 Percent of Major U.S. Cities Trulia Releases Summer Rent vs. Buy Index, Revealing Housing Market Rebound in Miami and Continued Setbacks in Detroit, Fresno and Sacramento.

Top Five Cities Where Buying Beats Renting
          ——————————————————-
            #       City                 State       Price:Rent Ratio
          ——————————————————-
            1     Las Vegas            NV                  6
          ——————————————————-
            2      Detroit                 MI                   7
          ——————————————————-
            3       Mesa                   AZ                   7
          ——————————————————-
            4      Fresno                 CA                  7
          ——————————————————-
            5     Arlington              TX                   8
          ——————————————————-

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One West bank used fake paperwork to foreclose on an 87 yr old Homeowner

By Racheli | July 30, 2011

 Are the banks still engaging in activities that were deemed illegal…

In Florida only the bank who owns your mortgage can foreclose. So why on earth are they still practicing and engaging in activities that could be construed as CRIMI…
watch this one

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BIG CHEF Ultimate Appetizer Challenge WIN BIG!

By Racheli | July 27, 2011

Rosana Santos Calambichis invites you to check out the Ultimate Appetizer Challenge with BIG CHEF!
BigChef is hosting their First-Annual Ultimate Appetizer Challenge and they need your favorite appetizers to share with their readers, fans, followers, customers and their circles of influence. Go to http://www.bigchefonline.com/blog/enter-the-ultimate-appetizer-challenge// to submit your recipe. Thanks and Good luck
Rules Link  Form Link

First Place winner :       $500.00 Big Chef Products Gift Certificate + *Jazz Up Your Food Music CD + **Tips on Entertainment
Second Place winner: $350.00 Big Chef Products Gift Certificate + *Jazz Up Your Food Music CD + **Tips on Entertainment
Third Place winner:     $150.00 Big Chef Products Gift Certificate + *Jazz Up Your Food Music CD + **Tips on Entertainment

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Who is running the CFPB Ship?

By Racheli | July 22, 2011

CFPB Consumer Financial Protection Bureau website  already misguided
http://www.treasury.gov/initiatives/Pages/cfpb.aspx

Elizabeth Warren is being replaced by Richard Cordray http://www.mercurynews.com/opinion/ci_18525062
They have in access of 100 employees what are their skill levels…
And what have they done with the $500 Mill they got…

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HUD TO INVESTIGATE MORTGAGE LENDERS WHO DISCRIMINATE AGAINST EXPECTANT MOTHERS AND NEW PARENTS

By Racheli | June 7, 2011

HUD says lenders cannot discriminate…
here is HUD letter NO 10-158 

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Is the “In House Lender-Ok Or a RESPA Violation?

By Racheli | June 6, 2011

Realtors, Lenders and those in the Real Estate Arena.
My friends Frank and Brian raised the question

Is the “In House Lender-Ok
Or a RESPA Violation?

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Government Looks to Increase FHA Down Payment

By Racheli | May 25, 2011

FHA down payment may go up from 3.5% to 5%    5-25-11 is the hearing
2 questions:
    1. Will the increase (1.5%) in down payment make FHA be a bore reliable product?
   2. Will the 1.5% be worth the results as less people will qualify?

What do you think?

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The LO Compensation Fed Rule Scandal

By Racheli | March 25, 2011

Is this…..

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TBWS Daily 3-7-11 Bank of America BLOCKS TBWS Daily Show from Loan Officers

By Racheli | March 7, 2011

Bank of America Blocks TBWS Daily Show from Loan Officers

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